# Financial Protection Score | Lighthouse Legacy Strategies

> A short assessment across life insurance, emergency savings, retirement, health coverage, debt, income protection, long term care and legacy planning.

Canonical page: https://lighthouselegacystrategies.com/financial-tools/financial-protection-score

# How protected is your household, in about 2 minutes

Eight questions, one score out of one hundred, and the three areas most worth your attention. Nothing here is stored or sent anywhere.

Want help understanding your results?

## What this assumes

- Each answer scores 0, 6 or 12 points, giving a maximum of 96, scaled to 100.

- Every area is weighted equally. A real review would not weight them equally, because the right priority depends on your household.

## Reading your result

### What this calculated

A simple, evenly weighted score across eight areas, plus the three scoring lowest.

### Why the number matters

Households tend to over-solve one area and leave another untouched. Seeing them side by side is usually the useful part, more than the score itself.

### What could change it

Any single area moving from nothing to something. The lowest three are listed for exactly that reason.

### Reasonable next steps

Take the lowest area first. It is almost always cheaper to fix than the one you have already been working on.

This tool is educational and does not provide financial, investment, tax, legal or insurance advice. Results are estimates based only on the information you enter and the assumptions shown, they are not a quote, an offer of coverage or a promise of any outcome, and your actual situation will differ. Insurance guarantees are backed by the claims paying ability of the issuing insurance company. Speak with a licensed professional before acting on anything you see here.

## Other tools worth two minutes

## Numbers are a start. A conversation is the next step.

Bring what this gave you. I will tell you what it misses, what it gets right, and what is actually worth doing about it.

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Lighthouse Legacy Strategies, the independent insurance practice of Sharon Donovan, a licensed life insurance and annuity agent in Arkansas, Missouri and Texas, based in Little Rock, Arkansas. Retirement income planning, annuities, life insurance and IUL with living benefits, final expense and mortgage protection.

Sharon Donovan (501) 516-9456 (call or text), sharon.donovan@wealthwave.com. By appointment, including evenings. Most consultations happen by phone or video.

Important disclosures: Lighthouse Legacy Strategies is an independent insurance practice. Sharon Donovan is a licensed insurance agent (NPN 18170848) in Arkansas, Missouri and Texas. This website is for educational purposes only and is not financial, tax, legal or investment advice. Guarantees are backed by the claims-paying ability of the issuing insurance company. Policy loans and withdrawals reduce cash value and death benefits. Not affiliated with any government agency. Full set: https://lighthouselegacystrategies.com/disclosures

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